BeHealthy Healthcare Plans

Pathology, X-rays, radiology, CAT/MRI/PET, ECG, Eco-cardiogram, Ultrasounds, cardiac cath., cardiac stress test or blood test undertaken in order to determine the cause of the symptoms presented.

Medically necessary diagnostic tests, specialist fees, radiotherapy, chemotherapy and hospital charges incurred for treatment received, on an in-patient, day-patient or out-patient basis. Counselling services are provided with a registered counsellor through the Employee Assistance Programme.

Treatment of a medical condition including stabilisation of an acute chronic condition, when treatment is received as an in-patient or day-patient.

Psychiatric or Psychotherapy in-patient treatment of mental disorders carried out by a psychiatrist or clinical psychologist received in a registered psychiatric unit of a hospital or received in a recognised Psychiatric or Psychologist practice.

Palliative and/or end-of-life care or services, with a focus on relieving the physical / psychological suffering rather than to cure, stop, reverse, or delay the progression of the medical condition.

Skilled Care nursing received immediately after, or instead of, eligible In-patient or day-patient treatment which is deemed medically necessary.

Diabetic monitoring equipment such as insulin pumps, glucose meters and peritoneal dialysis machines and oxygen and related delivery components, the purchase or rental of crutches or a wheelchair, hearing and speaking aids such as an electronic larynx.

Drugs, dressings, medicines and appliances approved by the relevant pharmaceutical regulatory agencies which can be obtained through a written prescription and recommended by a licensed Physician.

Surgical procedures inclusive of endoscopy investigations carried out under an out-patient basis: Gastroscopy, bronchoscopy, colonoscopy, colposcopy, laparoscopy and arthroscopy. Dialysis treatment will be covered separately under the dialysis benefit.

General Practitioners and Consultants, who are licensed by the relevant authority to practice medicine in the country where the treatment is given and is practicing within the limits of the persons license.

Rehabilitation provided in special treatment rooms, physical and/or speech therapy and fees, pulmonary rehabilitation, cardiac rehabilitation, post-cochlear implant aural therapy and cognitive rehabilitation therapy.

Includes pathology, X-rays, radiology, CAT/MRI/PET, ECG, Eco-cardiogram, Ultrasounds, cardiac cath., cardiac stress test or blood test undertaken in order to determine the cause of the symptoms presented.

Digital healthcare and telemedicine service that facilitates a consultation with a doctor through a desktop or mobile device for non-emergency minor medical conditions.

Physiotherapy treatment carried out by a registered physiotherapist who is permitted to practice in the country where the treatment received. The initial 5 sessions of Physiotherapy are non-prescribed and do not require a referral by a medical practitioner prior to undergoing treatment.

Pathology, X-rays, radiology, CAT/MRI/PET, ECG, Eco-cardiogram, Ultrasounds, cardiac cath., cardiac stress test or blood test undertaken in order to determine the cause of the symptoms presented.

Medically necessary diagnostic tests, specialist fees, radiotherapy, chemotherapy and hospital charges incurred for treatment received, on an in-patient, day-patient or out-patient basis. Counselling services are provided with a registered counsellor through the Employee Assistance Programme.

Treatment of a medical condition including stabilisation of an acute chronic condition, when treatment is received as an in-patient or day-patient.

Psychiatric or Psychotherapy in-patient treatment of mental disorders carried out by a psychiatrist or clinical psychologist received in a registered psychiatric unit of a hospital or received in a recognised Psychiatric or Psychologist practice.

Option to request one second medical opinion by another physician to confirm the diagnosis and treatment of a primary physician or to offer an alternative diagnosis and or treatment.

Pre and post-natal procedures, drugs and dressings, specialist and consultant’s fees, accommodations, and other costs associated with a normal pregnancy and delivery, stem cell storage, complications of pregnancy and childbirth and newborn care.

Skilled Care nursing received immediately after, or instead of, eligible In-patient or day-patient treatment which is deemed medically necessary.

Preventative surgery refers to prophylactic mastectomy or prophylactic oophorectomy where there is an established presence of a hereditary cancer syndrome and a direct family history of a hereditary cancer disease.

Palliative and/or end-of-life care or services, with a focus on relieving the physical / psychological suffering rather than to cure, stop, reverse, or delay the progression of the medical condition.

Diabetic monitoring equipment such as insulin pumps, glucose meters and peritoneal dialysis machines and oxygen and related delivery components, the purchase or rental of crutches or a wheelchair, hearing and speaking aids such as an electronic larynx.

Drugs, dressings, medicines and appliances approved by the relevant pharmaceutical regulatory agencies which can be obtained through a written prescription and recommended by a licensed Physician.

Surgical procedures inclusive of endoscopy investigations carried out under an out-patient basis: Gastroscopy, bronchoscopy, colonoscopy, colposcopy, laparoscopy and arthroscopy. Dialysis treatment will be covered separately under the dialysis benefit.

General Practitioners and Consultants, who are licensed by the relevant authority to practice medicine in the country where the treatment is given and is practicing within the limits of the persons license.

Rehabilitation provided in special treatment rooms, physical and/or speech therapy and fees, pulmonary rehabilitation, cardiac rehabilitation, post-cochlear implant aural therapy and cognitive rehabilitation therapy.

Includes pathology, X-rays, radiology, CAT/MRI/PET, ECG, Eco-cardiogram, Ultrasounds, cardiac cath., cardiac stress test or blood test undertaken in order to determine the cause of the symptoms presented.

Alternative and Complementary Medicine Services / Therapies refers to therapeutic and diagnostic interventions delivered outside of conventional medicine. Such medicine services include Chiropractic, Osteopathy and Podiatry, Acupuncture, Acupressure, Ayurveda and Traditional Chinese Medicine.

Physiotherapy treatment carried out by a registered physiotherapist who is permitted to practice in the country where the treatment received. The initial 5 sessions of Physiotherapy are non-prescribed and do not require a referral by a medical practitioner prior to undergoing treatment.

One routine eye exam and hardware purchase per year including the purchase of vision hardware, contact lenses, eye glass frames and eyeglass lenses, and bifocals.

Digital healthcare and telemedicine service that facilitates a consultation with a doctor through a desktop or mobile device for non-emergency minor medical conditions.

Pathology, X-rays, radiology, CAT/MRI/PET, ECG, Eco-cardiogram, Ultrasounds, cardiac cath., cardiac stress test or blood test undertaken in order to determine the cause of the symptoms presented.

Medically necessary diagnostic tests, specialist fees, radiotherapy, chemotherapy and hospital charges incurred for treatment received, on an in-patient, day-patient or out-patient basis. Counselling services are provided with a registered counsellor through the Employee Assistance Programme.

Treatment of a medical condition including stabilisation of an acute chronic condition, when treatment is received as an in-patient or day-patient.

Psychiatric or Psychotherapy in-patient treatment of mental disorders carried out by a psychiatrist or clinical psychologist received in a registered psychiatric unit of a hospital or received in a recognised Psychiatric or Psychologist practice.

Option to request one second medical opinion by another physician to confirm the diagnosis and treatment of a primary physician or to offer an alternative diagnosis and or treatment.

Pre and post-natal procedures, drugs and dressings, specialist and consultant’s fees, accommodations, and other costs associated with a normal pregnancy and delivery, stem cell storage, complications of pregnancy and childbirth and newborn care.

Skilled Care nursing received immediately after, or instead of, eligible In-patient or day-patient treatment which is deemed medically necessary.

Preventative surgery refers to prophylactic mastectomy or prophylactic oophorectomy where there is an established presence of a hereditary cancer syndrome and a direct family history of a hereditary cancer disease.

Palliative and/or end-of-life care or services, with a focus on relieving the physical / psychological suffering rather than to cure, stop, reverse, or delay the progression of the medical condition.

Diabetic monitoring equipment such as insulin pumps, glucose meters and peritoneal dialysis machines and oxygen and related delivery components, the purchase or rental of crutches or a wheelchair, hearing and speaking aids such as an electronic larynx.

Drugs, dressings, medicines and appliances approved by the relevant pharmaceutical regulatory agencies which can be obtained through a written prescription and recommended by a licensed Physician.

Surgical procedures inclusive of endoscopy investigations carried out under an out-patient basis: Gastroscopy, bronchoscopy, colonoscopy, colposcopy, laparoscopy and arthroscopy. Dialysis treatment will be covered separately under the dialysis benefit.

General Practitioners and Consultants, who are licensed by the relevant authority to practice medicine in the country where the treatment is given and is practicing within the limits of the persons license.

Psychiatric or Psychotherapy out-patient treatment of mental disorders carried out by a psychiatrist or clinical psychologist received in a registered psychiatric unit of a hospital or received in a recognised Psychiatric or Psychologist practice.

Rehabilitation provided in special treatment rooms, physical and/or speech therapy and fees, pulmonary rehabilitation, cardiac rehabilitation, post-cochlear implant aural therapy and cognitive rehabilitation therapy.

Alternative and Complementary Medicine Services / Therapies refers to therapeutic and diagnostic interventions delivered outside of conventional medicine. Such medicine services include Chiropractic, Osteopathy and Podiatry, Acupuncture, Acupressure, Ayurveda and Traditional Chinese Medicine.

Physiotherapy treatment carried out by a registered physiotherapist who is permitted to practice in the country where the treatment received. The initial 5 sessions of Physiotherapy are non-prescribed and do not require a referral by a medical practitioner prior to undergoing treatment.

In-patient, day-patient or out-patient infertility treatment charges made by a licensed physician for infertility services for an employee or their spouse, who are under the age of 40 years old.

One routine eye exam and hardware purchase per year including the purchase of vision hardware, contact lenses, eye glass frames and eyeglass lenses, and bifocals.